MINTOS is a non-bank lending market (p2p) that puts investors in touch with borrowers. It is a simple and transparent alternative to the traditional banking system. In MINTOS both retail and institutional investors can invest in portions of loans issued throughout Europe. We currently offer the possibility of investing in mortgage loans, personal unsecured loans for car purchases, invoices and small business loans. The minimum investment with which MINTOS works is 10 EUR. The customers just have to connect to the MINTOS platform, and immediately they can access to the loans investors that are seeking for subscribe.


  • Remuneration: MINTOS investment pays 11.8% TRA
  • Bono: both the investor and the affiliate will receive 1% of the amount of the investment  to the end of the month. If the same investor decides to make a new investment after the first month, again it pays 1% of said second investment, as long as it is greater than the initial investment. The bonus also applies to the third month
  • No management fees and / or service

Requirements to invest