With myKredit you can borrow in just 10 minutes up to 400 EUR with a time for approval and transfer that will take within 15 minutes to 14 hours. The loan can be returned in a period between 61 and 120 days.


  • Have DNI or NIE into force
  • Be resident in Spain
  • Be 18 years or older
  • Bank account holder in Spain
  • Have debit card associated with your bank account


  • Flexible payment dates to repay in 4 installments, even they may be postponed.
  • Automatic reminders of paying the monthly fee.
  • Access to the loans from any device (tablet, PC, mobile).

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